Rates
| NEW VEHICLE LOANS | |||
|---|---|---|---|
| Loan Type |
APR* as low as | Maximum Term | |
New Cars1, Trucks1, and Travel Trailers2 |
2.02% | Up to 72 months | |
| New Motorhomes, Boats, Motorcycles2 |
6.49% | Up to 120 months | |
|
*APR=Annual Percentage Rate. Rates and Terms subject to change. Share Secured Loan rate 5% above current dividend rate. Car loan term may vary based on amount of loan. (Maximum term listed). Term and APR are based on an evaluation of your credit worthiness and age of collateral. 1Financing up to 100%. 2Financing up to 85% |
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| USED VEHICLE LOANS | |||
|---|---|---|---|
| Loan Type |
APR* as low as | Maximum Term | |
| Used Cars1, Trucks1, and Travel Trailers2 |
3.02% | Up to 60 months | |
| Used Motorhomes, Boats, Motorcycles2 |
6.49% | Up to 120 months | |
|
*APR=Annual Percentage Rate. Rates and Terms subject to change. Share Secured Loan rate 5% above current dividend rate. Car loan term may vary based on amount of loan. (Maximum term listed). Term and APR are based on an evaluation of your credit worthiness and age of collateral. 1Financing up to 100%. 2Financing up to 85% |
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| PERSONAL LOANS | |||
|---|---|---|---|
| Loan Type | APR* as low as | Maximum Term | |
| Share Secured |
Dividend Rate + 2.50% | 120 months | |
| Signature (Unsecured) |
8.49% | 60 months | |
| Quick Loans |
18.00% | 90 days | |
| VISA Platinum |
8.90% | n/a | |
| 14.90% | n/a | ||
|
*APR=Annual Percentage Rate. Rates and Terms subject to change. Share Secured Loan rate 5% above current dividend rate. Term and APR are based on an evaluation of your credit worthiness and age of collateral. |
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| SAVINGS RATES | |||
|---|---|---|---|
| Account Type | Dividend Rate | APY* | |
| Regular Savings ($250 - $4,999) | 0.01 | 0.01 | |
| Regular Savings ($5000 - $9,999) | 0.01 | 0.01 | |
| Regular Savings ($10,000 +) | 0.01 | 0.01 | |
| Share Drafts (Checking) | 0.00 | 0.00 | |
| Money Market | 0.05 | 0.05 | |
| Holiday Club | 0.05 | 0.05 | |
| IRA Shares ( to $4999) | 0.05 | 0.05 | |
| IRA Shares ($5000 - $9,999) | 0.05 | 0.05 | |
| IRA Shares ($10,000 +) | 0.05 | 0.05 | |
| *APY=Annual Percentage Yield. Rates subject to change. Minimum balance of $250 to earn dividends on Regular Savings and Share Drafts. Some accounts may have minimum balance to open. | |||
| CERTIFICATE RATES | |||
|---|---|---|---|
| Certificate Type | Dividend Rate | APY* | |
| Certificate - 6 Months | 0.05 | 0.05 | |
| Certificate - 12 Months | 0.10 | 0.10 | |
| Certificate - 18 Months | 0.15 | 0.15 | |
| *APY=Annual Percentage Yield. APYE Based on monthly dividends. Rates subject to change. Minimum balance $2000. | |||
